***SELLERS LOAN IS ASSUMABLE at 2.25% Rate*** This spacious turnkey ocean breeze Point Fermin beach retreat has so much to offer. This home is located in the desirable Point Fermin neighborhood where you you can enjoy the ocean breezes and smell the sea air. This two-story Point Fermin home has fresh paint, laminate floors in living room, hallways and bedrooms, updated stone fireplace, new upgraded electrical panel with EV charger ready, new vinyl fence, new insulated garage door, new water heater, safety security screen, tiled entry way and kitchen, and much more. A split-level floorplan provides a formal entry with double doors which lead upstairs to living room, newer deck, updated kitchen, dining area, and master suite and upgraded bathroom, recessed lighting and updated balcony or to the two bedrooms, laundry area, full bath, storage and enclosed yard downstairs. Upstairs is bursting with natural light and vaulted ceilings. The bright living room features a fireplace and doors that open to the vast deck with a peek-a-boo view. A remodeled kitchen offers an abundance of soft close shaker cabinets, Caesarstone counter tops, S/S Appliances, self closing cabinets with a separate dining area. While an expansive master suite welcomes you with vaulted ceilings, large mirrored closets, its own full bath, and private balcony. The direct access 2 car garage provides additional storage and workbench, and the driveway offers additional parking. This home is located just minutes from Cabrillo Beach, Cabrillo Marina, Point Fermin Park, 22nd St. Landing, Cabrillo Aquarium, Korean Friendship Bell, 2 dog parks and much much more. MUST SEE!