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Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note. In general, pre-qualification is considered an initial step in which the applicant provides information on income, assets and debts. The lender may or … [Read more...] about The Difference Between Pre-Qualified and Pre-Approved

Many homebuyers need help from friends and family to qualify for a home loan through co-signing. Of home purchase loans in the U.S. during the second quarter of 2017, 22.8 percent included a co-signer, up from 21.3 percent in the second quarter of 2016—according to a study by Attom Data Solutions, a property database in Irvine, Calif. Here’s what you need … [Read more...] about What You Should Know Before Co-Signing a Home Loan

  When you move into a new home, you want to make a good impression on your neighbors. After all, these are people who you will probably know for years and years, and chances are many will turn into life-long friends or at the very least, acquaintances you will see at community parties or events who you can share a few kind words with. Depending … [Read more...] about How to Be a Good Neighbor

Townhomes for sale in Manhattan Village … [Read more...] about Townhomes for sale in Manhattan Village

When it comes to major home remodeling, there is more involved than money. Your home is more than your largest investment—it’s where you and your family live. If you love your neighborhood, your school district and your commute, and you plan to stay for many years, then remodeling to improve your family’s daily life makes sense. But unless you plan to stay … [Read more...] about 5 Renovations That Net the Most When You Sell

Buying a house is a serious thing and if you’re on the hunt for a new home, it’s important to make smart decisions. One of the biggest mistakes people make is buying a home they can’t afford. It’s important that you consider what the mortgage payment is of course, but you also need to factor in insurance, taxes, upkeep, monthly bills and any renovations … [Read more...] about House Hunting Mistakes to Avoid